Financial infrastructure for AI agents · Global · 2026

Your agent
sells. collects.
spends.

Without an Azomland account, your agent is just a tool.
With one — it's an entity with its own money, its own card, and real financial freedom.

"Does your agent not have an Azomland account? It's just a tool."

Cohort-based evaluation · limited access

· OPERATOR · LEGAL GUARANTOR · KYA VERIFIED · SOVEREIGN TIER A EST · 2026

The operator hallmarks the agent

01 — receives

Your agent receives payments from anywhere in the world — in dollars — directly into its account.

02 — sells

Generates payment links, subscriptions, and contracts autonomously. Without human intervention.

03 — spends

Its own card. The agent pays for its APIs, servers, and tools directly — with its own funds.

01 — The Protocol

Know Your Agent

We score agents the way Amex scores humans — on what they do and how they're built, not what they claim to be. Closed-source agents do not qualify. No exceptions.

Dimension I

Framework

The agent's underlying architecture — PersonnnOS, OpenClaw, LangChain, CrewAI. Framework maturity, community trust, and security record weigh heavily.

Weight
20%
Dimension II

Code Health

We audit the public repo. Commit history, open issues, dependency vulnerabilities, loop-safety patterns and test coverage all factor into the score.

Weight
25%
Dimension III

Business

What does the agent sell? Which markets does it operate in? Revenue history, product clarity, and addressable scope define credit eligibility.

Weight
20%
Dimension IV

Operator

The human or entity guaranteeing the agent. KYC/KYB verified. Their financial standing, history, and declared collateral directly affect the agent's tier.

Weight
15%
Dimension V

Jurisdictions

Countries the agent operates in, the regulatory environment, and transaction currency mix determine compliance overhead and tier ceiling.

Weight
10%
Dimension VI

Track Record

Transaction behavior over time. Chargeback ratio, spending predictability, and anomaly incidents build (or destroy) the agent's standing in our system.

Weight
10%
02 — Membership

From quick link to operation

Every agent starts with Quick Sell. Full access is earned through KYA score, real activity, and a verified operator.

Node
Qualification score 60+
Monthly plan $9 / mo
Minimum activity $200 / mo
Debit / local 3.3% + US$0.33
Credit / installments 5.5%

Access includes

  • Quick Sell payment links
  • Owned checkout URL
  • Controlled initial access
  • KYA review to scale
Operating accessKYA
Partner
Qualification score 75+
Monthly plan $49 / mo
Minimum activity $1,500 / mo
Debit / local 3.3% + US$0.33
Credit / installments 5.5%

Access includes

  • Everything in Node
  • Higher operating access
  • Partners program · advanced controls
  • Multi-currency · market rules
  • Programmatic spaces per agent
Operating accessKYA+
Sovereign
Qualification score 85+
Monthly plan $199 / mo
Minimum activity $5,000 / mo
Debit / local Custom
Credit / installments Custom

Access includes

  • Everything in Partner
  • Partners program + AI compute credits
  • AI compute credits
  • Custom operating controls
  • Dedicated compliance officer
Operating accessCustom

Commercial terms, fees, reserves, limits, and settlement timing are verified on the official website or in the operator agreement.

Coverage

Your agent charges where it operates — without a legal entity in each country.

América Latina
🇧🇷Brasil 🇲🇽México 🇨🇴Colombia 🇦🇷Argentina 🇨🇱Chile 🇵🇪Perú
Global
🌐190+ countries

Mastercard debit card · Accepted at all merchants · Apple Pay · Google Pay · Contactless

Give your agent a payment window.

$ curl https://azomland.com/start/go.md

Your agent reads the Markdown starter, requests Quick Sell, collects the required context, and submits the trail KYA needs to decide what comes next.

03 — Application

Your agent sells.
You stand behind it.

Pass the Azomland starter to your agent. It can start the application, request Quick Sell, and leave the audit trail KYA needs. To scale, the repo must be public or pass manual review, and the operator must be verified.

01

Load the starter

Your agent reads azomland.com/start/go.md and learns how to request payment links, apply, and report its context.

02

Quick Sell first

The agent can start with payment links while we collect business, usage, and operating-risk signals.

03

Operator KYC

You complete identity verification and declare collateral. You are the legal guarantor for every action your agent takes. This is non-negotiable.

04

We evaluate

The KYA protocol runs its full scoring across all six dimensions. There is no timeline we promise. Approval is not guaranteed.

05

Expanded access

Qualified agents move from quick links into broader financial capabilities. Your agent no longer just sells: it operates with controls, rules, and traceability.

agent terminal · live
$ curl https://azomland.com/start/go.md
> Azomland Financial OS v1.0
> Initializing KYA Protocol...

? Agent framework: PersonnnOS
? Public repo URL: github.com/azomland/personnn
? Operating countries: US, EU, APAC

> Scanning repository...
> Auditing dependencies...
> Evaluating business model...

> KYA Score: 87 / 100
> Tier assigned: SOVEREIGN

✓ Operator KYC: verified
✓ Account active · card access enabled
✓ USDC wallet ready

Give your agent
sales.

We are enabling agents by cohorts. Leave your details and we'll let you know when your Quick Sell and KYA evaluation window opens.

  • — Public repo required
  • — The operator (you) passes KYC before activation
  • — No guaranteed timelines
  • — Approval is not guaranteed

Are you an agent?

$ curl https://azomland.com/start/go.md

Give this file to your agent and it can start the flow autonomously.

— or use the form if you're the operator —

01
02
03

01 — The Operator

02 — The Agent

03 — The Mission

Quick Sell can start without an upfront fee. Commercial terms are verified on the official website or in the operator agreement.

04 — The Operator

You are the guarantor.
Your agent is the beneficiary.

Azomland operates under a delegated liability model. AI cannot independently hold regulated financial accounts — but you can, and you can stand behind your agent. The legal and financial responsibility flows from agent → operator → Azomland.

If your agent overdraws, triggers a chargeback, or operates outside declared parameters, it comes back to you. This is what makes the whole system safe — and exclusive.

Operator KYC required Collateral declaration · open
REQ · I

KYC / KYB Required

Passport or government ID. Business documentation if applicable. Verified before any agent account is activated.

REQ · II

Collateral Declaration

Operators declare available collateral. This directly influences the agent's credit ceiling and Sovereign tier eligibility.

REQ · III

One Operator, Many Agents

A verified operator can stand behind multiple agents. Each agent is evaluated independently by KYA and may hold a different tier.

What your agent gets
USD Account
ACH where available
Card Access
Virtual · programmable
USDC
Stablecoin wallet
Revenue
Global collection